Is Going Back to School Worth it When You Have Kids?

Luckily, I was already enrolled in my MBA (Master’s in Business Association) when I became pregnant with my son. Otherwise, I probably would have talked myself out of it. I also had the advantage of my employer covering most of the bill, so I had an obligation even with the challenges ahead. Was it worthContinue reading “Is Going Back to School Worth it When You Have Kids?”

What My Lifestyle Looked Like with Less than $1,000 a Month

If you’re a regular on this site, you’ve read a few times that I lived on $1,000 per month for most of my early adulthood. I was only working part time, so it didn’t help me save a ton of money, but it did teach me to live frugally. Ultimately, this experience helped me keepContinue reading “What My Lifestyle Looked Like with Less than $1,000 a Month”

Tracking Progress to Financial Independence

Last year during my maternity leave, I had the opportunity to disconnect from the daily grind of work and found myself inspired by a few books I read during that time. One in particular, was “Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required” which my brother recommended and introduced me to theContinue reading “Tracking Progress to Financial Independence”

A Break from Writing

Last week I realized that I’ve gone a month without writing anything for my blog, and decided to pull one from the drafts that I had written a while back and never published. I thought it would be worth touching on why I haven’t written as much lately, and what this journey has been lookingContinue reading “A Break from Writing”

Compromising on Big Decisions when Opinions Differ

How many times do you and your spouse or loved ones disagree? In our family it is a fairly common occurrence, but we always embrace that “conflict” as an opportunity to see opinions that differ from our own and ultimately compromise on a solution that works best for everyone in our family. My post todayContinue reading “Compromising on Big Decisions when Opinions Differ”

Can You Save Money by Purchasing More Expensive Clothes?

I’m guilty. While I consider myself fairly frugal, I am seriously addicted to purchasing second-hand clothing. Most people probably look at me and think, “Damn how many North Face jackets does a woman need?!” It’s true, I have quite a few. In fact, despite telling myself that I would never buy expensive clothes for myContinue reading “Can You Save Money by Purchasing More Expensive Clothes?”

My Experience with Whole Life Insurance

Everyone has their own strategy for how they invest their income to maximize long-term earnings potential. In this post, I want to talk about my experience with a whole life insurance policy. What is whole life insurance, how do the earnings compare, what was my experience, and what did I learn? If you read myContinue reading “My Experience with Whole Life Insurance”

Creating the Vision for Your Future and Measuring Progress

In a world where we are constantly comparing ourselves to others on social media, it’s easy to focus on all the things we don’t have or haven’t experienced. However, I like to use social media as a way to be inspired by others who have created an intentional life for themselves. I enjoy seeing howContinue reading “Creating the Vision for Your Future and Measuring Progress”

Is It Possible to Save too Much for Retirement?

You want to take full advantage of your tax-advantaged accounts like a 401k or Traditional IRA to minimize how much hard-earned money you must give up. However, some people may be hesitant to contribute more to their retirement accounts because they expect high fees to access their money before 59.5 years old. You may be leaving significant earnings potential on the table by doing so, but some would rather the freedom to access their money without worrying about fees.

This brings me to the question, would we ever regret contributing too much to our tax-advantaged retirement accounts, and what strategies exist to access the money earlier?

Investing in Real Estate

While I have some years of experience investing, primarily in index funds and mutual funds, I can’t help but watch the financial community on Twitter blow up about REITs and how real estate should be a key piece of my investing strategy. While many people rave about real estate, I’ve always been a fan of keeping my investments diversified and wanted to learn more before considering investing.

In this post, I will cover (1) what options we have to invest in real estate, (2) the pros and cons to investing in real estate, and (3) our plans in the future.