Bachelor’s Degree or Trade School – Which Will Help You Achieve Financial Independence First?

Let's say that you want to know how to invest your time and your money to increase your salary, allowing you to achieve financial independence faster. As we know, we can either reduce our expenses, increase our wages, or improve our investment returns to achieve financial independence sooner. In this article, I want to review... Continue Reading →

Create Less Waste by Minimizing What You Purchase and Buying Intentionally

I grew up in New England and moved to the Midwest when I was 18. I wasn't the greatest at recycling or preventing waste when I was younger, however when I moved to a different part of the country, I was amazed to see how socially acceptable it was to discard even commonly recycled items.... Continue Reading →

How HSAs Support Retirement Savings and How I Selected Our Health Insurance Plan

First, I want to touch on the benefits of HSAs (Health Savings Accounts) and how much you can save in taxes and earn in interest as you plan for retirement. Then I'll review how I selected the best health insurance plan for our family for 2021. I'll also share a spreadsheet that I used to... Continue Reading →

Can Minimizing Your Digital Distractions Improve Your Thoughts, Your Relationships, and Your Career?

This last week we were exposed to a considerable amount of uncertainty as we waited for the election results to be posted and confirm our future president of the United States. This week, I became significantly more aware of the time I was spending watching the news and scrolling through my news feed, appreciating the... Continue Reading →

Three Ways to Gift Intentionally in the 2020 Holiday Season

It's November 1st and the pumpkins are quickly packed away and the holiday advertisements are already in full effect. This year it seemed like the holiday spending started even earlier with Prime Day. While Amazon Prime Day typically happens in June/July, this year it was scheduled in October due to the pandemic, and was advertised... Continue Reading →

Three Types of Passive Income

There are three categories of passive income types that allow you to earn a continuous income for many years to come with minimal effort to maintain. Depending on your unique scenario, what you have to offer may vary. However most people likely have one of these three things, whether you are investing (1) your money,... Continue Reading →

The Stages of Financial Independence

Financial independence has a unique definition, depending on what stage you are at and what your goals are. What you choose to do with your financial freedom can change how much you need and how fast you can accomplish that goal. Do you want to quit your day job, start a small business, volunteer your... Continue Reading →

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