Luckily, I was already enrolled in my MBA (Master’s in Business Association) when I became pregnant with my son. Otherwise, I probably would have talked myself out of it. I also had the advantage of my employer covering most of the bill, so I had an obligation even with the challenges ahead. Was it worthContinue reading “Is Going Back to School Worth it When You Have Kids?”
If you’re a regular on this site, you’ve read a few times that I lived on $1,000 per month for most of my early adulthood. I was only working part time, so it didn’t help me save a ton of money, but it did teach me to live frugally. Ultimately, this experience helped me keepContinue reading “What My Lifestyle Looked Like with Less than $1,000 a Month”
Last year during my maternity leave, I had the opportunity to disconnect from the daily grind of work and found myself inspired by a few books I read during that time. One in particular, was “Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required” which my brother recommended and introduced me to theContinue reading “Tracking Progress to Financial Independence”
I’m guilty. While I consider myself fairly frugal, I am seriously addicted to purchasing second-hand clothing. Most people probably look at me and think, “Damn how many North Face jackets does a woman need?!” It’s true, I have quite a few. In fact, despite telling myself that I would never buy expensive clothes for myContinue reading “Can You Save Money by Purchasing More Expensive Clothes?”
Everyone has their own strategy for how they invest their income to maximize long-term earnings potential. In this post, I want to talk about my experience with a whole life insurance policy. What is whole life insurance, how do the earnings compare, what was my experience, and what did I learn? If you read myContinue reading “My Experience with Whole Life Insurance”
In a world where we are constantly comparing ourselves to others on social media, it’s easy to focus on all the things we don’t have or haven’t experienced. However, I like to use social media as a way to be inspired by others who have created an intentional life for themselves. I enjoy seeing howContinue reading “Creating the Vision for Your Future and Measuring Progress”
You want to take full advantage of your tax-advantaged accounts like a 401k or Traditional IRA to minimize how much hard-earned money you must give up. However, some people may be hesitant to contribute more to their retirement accounts because they expect high fees to access their money before 59.5 years old. You may be leaving significant earnings potential on the table by doing so, but some would rather the freedom to access their money without worrying about fees.
This brings me to the question, would we ever regret contributing too much to our tax-advantaged retirement accounts, and what strategies exist to access the money earlier?
Read my disclaimer here. A few months ago, I thought subscription boxes were fantastic. They were a mini monthly present to myself that was exactly what I wanted, and yet still a complete surprise. Makeup subscriptions, children’s books, dog toys, clothing, sustainable products, underwear, snacks, produce, etc. You name it, if marketing told me IContinue reading “Which Subscription Services Bring Value into Our Lives?”
This post may contain affiliate links. Lifestyle creep is when we gradually increase our spending as we earn more, and ultimately requires us to have more money and stuff to sustain our happiness. Unfortunately, we may be passing along that expectation to our children, defining what they need to be happy before they’ve had aContinue reading “Avoid Passing on Lifestyle Creep by Raising Frugal Children”
Read my disclaimer here. When you consider the potential for a future recession, how does it make you feel? Does the expected dip in your 401k keep you up at night, or are you prepared to continue investing to boost your retirement savings for the long run? Going into March 2020, I was thankful forContinue reading “Why it is Important to Continue Investing in a Downturn”