Luckily, I was already enrolled in my MBA (Master’s in Business Association) when I became pregnant with my son. Otherwise, I probably would have talked myself out of it. I also had the advantage of my employer covering most of the bill, so I had an obligation even with the challenges ahead. Was it worthContinue reading “Is Going Back to School Worth it When You Have Kids?”
If you’re a regular on this site, you’ve read a few times that I lived on $1,000 per month for most of my early adulthood. I was only working part time, so it didn’t help me save a ton of money, but it did teach me to live frugally. Ultimately, this experience helped me keepContinue reading “What My Lifestyle Looked Like with Less than $1,000 a Month”
Last year during my maternity leave, I had the opportunity to disconnect from the daily grind of work and found myself inspired by a few books I read during that time. One in particular, was “Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required” which my brother recommended and introduced me to theContinue reading “Tracking Progress to Financial Independence”
How many times do you and your spouse or loved ones disagree? In our family it is a fairly common occurrence, but we always embrace that “conflict” as an opportunity to see opinions that differ from our own and ultimately compromise on a solution that works best for everyone in our family. My post todayContinue reading “Compromising on Big Decisions when Opinions Differ”
Everyone has their own strategy for how they invest their income to maximize long-term earnings potential. In this post, I want to talk about my experience with a whole life insurance policy. What is whole life insurance, how do the earnings compare, what was my experience, and what did I learn? If you read myContinue reading “My Experience with Whole Life Insurance”
You want to take full advantage of your tax-advantaged accounts like a 401k or Traditional IRA to minimize how much hard-earned money you must give up. However, some people may be hesitant to contribute more to their retirement accounts because they expect high fees to access their money before 59.5 years old. You may be leaving significant earnings potential on the table by doing so, but some would rather the freedom to access their money without worrying about fees.
This brings me to the question, would we ever regret contributing too much to our tax-advantaged retirement accounts, and what strategies exist to access the money earlier?
While I have some years of experience investing, primarily in index funds and mutual funds, I can’t help but watch the financial community on Twitter blow up about REITs and how real estate should be a key piece of my investing strategy. While many people rave about real estate, I’ve always been a fan of keeping my investments diversified and wanted to learn more before considering investing.
In this post, I will cover (1) what options we have to invest in real estate, (2) the pros and cons to investing in real estate, and (3) our plans in the future.
Read my disclaimer here. A few months ago, I thought subscription boxes were fantastic. They were a mini monthly present to myself that was exactly what I wanted, and yet still a complete surprise. Makeup subscriptions, children’s books, dog toys, clothing, sustainable products, underwear, snacks, produce, etc. You name it, if marketing told me IContinue reading “Which Subscription Services Bring Value into Our Lives?”
Read my disclaimer here. When you consider the potential for a future recession, how does it make you feel? Does the expected dip in your 401k keep you up at night, or are you prepared to continue investing to boost your retirement savings for the long run? Going into March 2020, I was thankful forContinue reading “Why it is Important to Continue Investing in a Downturn”
A few years ago, I started investing small amounts without a full understanding of the different performance metrics. My knowledge was limited and I couldn’t project how or when I’d be taxed on my returns. I also didn’t understand how the decisions I made played a role on how much I would pay. Depending onContinue reading “Increase Your Future Income by Understanding Dividends & Capital Gains”