Goals for 2021 – Financial Independence, Minimalism, Happiness and Being a Mother

It wouldn’t be the start of a new year without time to reflect on goals for the next 12 months. Since writing them down makes you significantly more likely to achieve them, I thought it wouldn’t hurt to create a blog post to hold myself accountable. In my post, I also reference a few otherContinue reading “Goals for 2021 – Financial Independence, Minimalism, Happiness and Being a Mother”

Enjoying the Journey by Having a Plan

My husband will be the first to tell you it’s not uncommon for me to spend an evening obsessing over excel files with my multiple levels of backup plans, specifically different levels of budget spending. In 2009 I was laid off for the first time, and while I was able to bounce back in 2011Continue reading “Enjoying the Journey by Having a Plan”

Bachelor’s Degree or Trade School – Which Will Help You Achieve Financial Independence First?

Let’s say that you want to know how to invest your time and your money to increase your salary, allowing you to achieve financial independence faster. As we know, we can either reduce our expenses, increase our wages, or improve our investment returns to achieve financial independence sooner. In this article, I want to reviewContinue reading “Bachelor’s Degree or Trade School – Which Will Help You Achieve Financial Independence First?”

Can Minimizing Your Digital Distractions Improve Your Thoughts, Your Relationships, and Your Career?

This last week we were exposed to a considerable amount of uncertainty as we waited for the election results to be posted and confirm our future president of the United States. This week, I became significantly more aware of the time I was spending watching the news and scrolling through my news feed, appreciating theContinue reading “Can Minimizing Your Digital Distractions Improve Your Thoughts, Your Relationships, and Your Career?”

Three Ways to Gift Intentionally in the 2020 Holiday Season

It’s November 1st and the pumpkins are quickly packed away and the holiday advertisements are already in full effect. This year it seemed like the holiday spending started even earlier with Prime Day. While Amazon Prime Day typically happens in June/July, this year it was scheduled in October due to the pandemic, and was advertisedContinue reading “Three Ways to Gift Intentionally in the 2020 Holiday Season”

Three Types of Passive Income

There are three categories of passive income types that allow you to earn a continuous income for many years to come with minimal effort to maintain. Depending on your unique scenario, what you have to offer may vary. However most people likely have one of these three things, whether you are investing (1) your money,Continue reading “Three Types of Passive Income”

The Stages of Financial Independence

Financial independence has a unique definition, depending on what stage you are at and what your goals are. What you choose to do with your financial freedom can change how much you need and how fast you can accomplish that goal. Do you want to quit your day job, start a small business, volunteer yourContinue reading “The Stages of Financial Independence”

Daily Intentions for Happiness

I’ll be the first to admit that I’m not the person to bust out laughing and I suck at making people smile. But what works for me is focusing daily on trying to find gratitude. Towards the end of this post I provided a few useful tools that work well for me- note that IContinue reading “Daily Intentions for Happiness”

Financial Independence and Children

Achieving financial independence is an admirable goal, but is it possible to achieve while raising children and navigating the many financial decisions we make as parents? The USDA suggested that the cost of raising a child to the age of 18 is as much as $233,610 in the year 2015 and doesn’t include college education.Continue reading “Financial Independence and Children”

Finding your Happy Place with Money

I hate tracking my expenses, but I have a goal to increase my savings by $1600 per month to support my goal of financial independence. In my post today I’m going to talk about how I evaluated my expenses to help recognize purchases that weren’t aligned to my values, setting a goal to easily eliminateContinue reading “Finding your Happy Place with Money”